Every business, no matter its size or industry, faces potential risks. General Liability Insurance protects your company from the unexpected — so you can focus on growing your business with confidence.

General Liability Insurance, often referred to as “business liability insurance”, is a foundational policy that covers your business against claims involving:

–   Bodily injury(e.g., a customer slips and falls on your premises)

–   Property damage(e.g., damage to a client’s property caused by your work)

–   Personal and advertising injury(e.g., libel, slander, or copyright infringement)

–   Legal defense and court costs, even if you’re not at fault

Any business that interacts with customers, clients, or the public should have general liability coverage. Common industries include:

–   Contractors & construction

–   Retail & e-commerce

–   Restaurants & food service

–   Real estate professionals

–   Healthcare providers

–   Event planners & entertainers

–   Cleaning & janitorial services

–   Consultants & freelancers

-Third-Party Injuries: Covers injuries sustained by clients or visitors on your business property.

-Third-Party Property Damage: Pays for damage you cause to another person’s belongings.

-Legal Fees & Settlements: Helps cover the cost of lawsuits, judgments, or settlements.

-Advertising Injuries: Covers claims related to defamation or misleading advertising

–   Employee injuries (covered by Workers’ Comp)

–   Damage to your own business property (covered by Commercial Property Insurance)

–   Professional mistakes (covered by Errors & Omissions Insurance)

–   Auto-related claims (covered by Commercial Auto Insurance)

Without liability coverage, a single lawsuit could put your business at serious financial risk. General Liability Insurance gives you the peace of mind that you’re protected against the unexpected.