Keep your wheels turning. We’ve got you covered.
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Trucking Insurance
As a trucking business owner or independent operator, you face unique risks every time your wheels hit the road. At Insurance Now For Less, we understand the importance of protecting your trucks, cargo, and business from unexpected events. That’s why we offer comprehensive, flexible trucking insurance solutions designed to keep your operations moving safely and smoothly.
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Primary Liability Insurance
Primary Auto Liability Insurance is the foundation of any trucking insurance policy and is required by law for all for-hire truckers operating on public roads. It protects your business by covering your legal responsibility if your truck causes injury to others or damages someone else’s property in an accident.
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Physical Damage Coverage
Physical Damage Coverage is essential protection for your trucking investment. It helps pay to repair or replace your truck and trailer if they’re damaged by covered events — so you can get back on the road quickly without facing major out-of-pocket costs.
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Motor Truck Cargo Insurance
Your cargo is the heart of your business — and protecting it is essential to maintaining your reputation and financial security. Motor Truck Cargo Insurance provides coverage for the freight you transport, ensuring that if the unexpected happens, your clients and your business are both protected.
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Collision Covrage
At Insurance Now For Less, we understand that your commercial truck is a significant investment, and we’re committed to helping you protect it with affordable Trucking Collision Coverage. Whether you’re an owner-operator or manage a fleet, collision coverage is essential for keeping your business running smoothly after an accident.
Optional & Additional Coverages
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Non-Trucking Liability (Bobtail Insurance)
Covers your truck when you’re using it for non-business purposes or driving without a trailer while not under dispatch.
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Trailer Interchange Coverage
Covers physical damage to a trailer you don’t own but are pulling under a trailer interchange agreement.
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Medical Payments Coverage
Helps cover medical expenses for you and your passengers if you're injured in an accident, regardless of fault.
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Uninsured/Underinsured Motorist Coverage
Protects you if you're hit by a driver who has little or no insurance.
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Hired & Non-Owned Auto Insurance (HNOA)
protects your business when employees drive vehicles that your company doesn’t own. Whether they’re renting a vehicle for business travel or using their personal car to run errands for work, this essential coverage helps safeguard your business from costly liability claims.
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Reefer Breakdown Coverage
Specifically designed for refrigerated trucks, it covers cargo spoilage due to mechanical breakdown of refrigeration units.