Affordable Commercial Truck Insurance from Insurance Now For Less

At Insurance Now For Less, we specialize in providing Trucking Liability Insurance tailored for commercial truckers, owner-operators, and fleet businesses. Whether you're hauling freight across state lines or operating locally, we're here to help you meet federal and state insurance requirements—without overpaying.

Trucking liability insurance is legally required for all commercial truck operators. It covers bodily injury and property damage caused by your truck while on the road. This coverage protects you financially in the event of an accident involving your vehicle.

Bodily Injury Liability – Covers medical expenses, legal fees, and settlements.

Property Damage Liability – Covers repairs or replacement costs for damaged third-party property.

Legal Defense Costs – Helps with court fees and attorney costs.

Federal/State Filings – We handle forms like Form MCS-90, Form E, and Form H.

Owner-Operators (with or without their own authority)

For-Hire Truckers

Freight Haulers

Long-Haul & Regional Drivers

Trucking Companies with Fleets

✅ Nationwide Coverage
✅ Fast Certificates of Insurance
✅ Experienced Trucking Insurance Specialists
✅ No Hidden Fees

The Federal Motor Carrier Safety Administration (FMCSA) sets minimum liability insurance requirements for motor carriers. These requirements vary based on the type of freight hauled and where you operate:

-$750,000 minimum for general freight carried in interstate or foreign commerce.

-$1,000,000 or $5,000,000 for oil transport or hazardous materials, depending on the specific cargo.

-$300,000 minimum for non-hazardous freight in vehicles under 10,001 lbs.

Why It’s Important

Without Primary Auto Liability, you cannot obtain a DOT operating authority or legally operate as a for-hire carrier. It also protects your business from potentially devastating lawsuits and financial losses in the event of an accident.