Your health is your most valuable asset — and having the right health insurance ensures you and your loved ones can access quality care without financial stress. At Insurance Now For Less, we offer a wide range of health insurance options designed to fit different needs, budgets, and lifestyles.

Our plans help cover essential medical expenses such as:

Doctor visits and specialist care

Hospital stays and emergency services

Prescription medications

Preventive care and annual check-ups

Mental health and wellness support

Maternity and pediatric care

We work with both private health insurance plans and ACA (Affordable Care Act) marketplace options, so you can find coverage that works for you — whether you're self-employed, between jobs, or simply looking for better benefits.

Our experienced agents take the time to understand your needs and guide you through your options, including HMO, PPO, and high-deductible health plans, to ensure you get the right balance of cost and coverage.

Life is full of unexpected moments — and protecting your loved ones' future is one of the most meaningful decisions you can make. At Insurance Now For Less, we offer a range of life insurance solutions designed to provide financial security, peace of mind, and a lasting legacy for those you care about most.

Our life insurance options include:

Term Life Insurance — Affordable protection for a set period (10, 20, or 30 years), ideal for covering major expenses like a mortgage or children's education.

Whole Life Insurance — Lifelong coverage that builds cash value over time, offering both protection and a savings component.

Universal Life Insurance — Flexible permanent coverage with adjustable premiums and death benefits, plus potential to build cash value.

Final Expense Insurance — Designed to cover funeral costs and other end-of-life expenses, relieving financial stress for your family.

Mortgage Protection Insurance — Helps pay off your home loan so your family can remain in their home even if the unexpected happens.

A healthy smile is an important part of your overall well-being — and regular dental care shouldn’t break the bank. At Insurance Now For Less, we offer flexible and affordable dental insurance plans designed to help you and your family maintain great oral health while keeping costs under control.

What does dental insurance cover?
Our dental plans help cover a wide range of services, including:

Preventive Care — Routine exams, cleanings, and X-rays to help prevent problems before they start.

Basic Services — Fillings, simple extractions, and other common treatments.

Major Services — Crowns, bridges, dentures, and more extensive procedures.

Orthodontic Coverage — Optional add-on to help pay for braces or other corrective treatments (especially valuable for children and teens).

Ylear vision is essential to your everyday life — from work and family activities to your overall health and wellness. At Insurance Now For Less, we offer comprehensive and affordable vision insurance plans designed to help you protect your eyesight and maintain your quality of life.

What does vision insurance cover?
Our vision plans help reduce out-of-pocket costs for important eye care services, including:

Annual Eye Exams — Routine exams to monitor your vision health and detect issues early.

Prescription Eyeglasses — Coverage toward frames and lenses so you can find the perfect fit and style.

Contact Lenses — Savings on contact lenses and fittings for those who prefer an alternative to glasses.

Lens Enhancements — Options like anti-reflective coatings, transition lenses, and progressive lenses.

Discounts on LASIK and Other Corrective Surgeries — Many plans offer discounts on vision correction procedures to help reduce your long-term dependency on glasses or contacts.

Your income is one of your most valuable assets — it powers your lifestyle, supports your family, and funds your future. But what happens if an unexpected illness or injury keeps you from working? At Insurance Now For Less, our disability insurance plans are designed to protect your income and give you financial stability when you need it most.

What does disability insurance cover?
Disability insurance provides a monthly benefit to help replace a portion of your income if you're unable to work due to a covered illness or injury. This means you can continue to:

Pay your mortgage or rent

Cover daily living expenses and bills

Support your family’s lifestyle and future plans

Protect your savings and retirement investments

Types of disability insurance we offer:

Short-Term Disability — Provides income replacement for temporary disabilities, typically covering periods up to 3-6 months.

Long-Term Disability — Designed for more serious or long-lasting illnesses and injuries, with benefits that can last several years or even until retirement age.

✔ Affordable plans with low co-pays and flexible options
✔ Access to a large network of top eye doctors and optical retailers
✔ Easy, straightforward claims and clear coverage details
✔ Coverage options for individuals, families, and groups

Contact us today to explore our vision insurance options and get a personalized quote!