When you operate under a trailer interchange agreement, you’re responsible for trailers that you do not own but are using as part of your operations. If those trailers are damaged while in your possession, you — not the owner — could be held financially responsible.

Trailer Interchange Coverage is designed to protect your business from these unexpected and often costly risks, ensuring smooth operations and compliance with contracts.

Physical Damage Protection
Covers physical damage to non-owned trailers caused by:

Collision

Fire

Theft

Explosion

Vandalism

Other specified perils

Comprehensive and Collision Options
Policies can include both comprehensive (for non-collision events) and collision coverage, similar to coverage you’d have on owned trailers.

Coverage While Detached
The coverage extends to situations where the trailer is parked, detached, or stored temporarily in your possession — not just when it’s connected to your tractor.

Contractual Requirement
Many shippers and motor carriers require trailer interchange coverage before allowing you to haul their equipment.

Financial Protection
Without this coverage, you’d have to pay out of pocket for damages, which can easily reach tens of thousands of dollars or more.

Peace of Mind
Protects your business relationships and keeps your operations running smoothly, knowing that borrowed trailers are covered.