Your condo is more than just a place to live — it's your home, your sanctuary, and one of your most important investments. At [Insurance Now For Less], we offer comprehensive condo insurance (also known as HO-6 insurance) designed to protect what matters most.

While your condo association (HOA) carries a master policy that covers common areas and building exteriors, it usually does not protect the inside of your unit or your personal belongings. That’s where condo insurance steps in.

Key coverages typically include:

✅ Interior Structure (Dwelling Coverage)
Covers the interior of your unit — walls, flooring, built-in fixtures, cabinetry, and any improvements or upgrades you've made that aren't covered by the HOA master policy.

✅ Personal Property
Protects your belongings, such as furniture, clothing, electronics, and valuables, from covered perils like fire, theft, or certain types of water damage.

✅ Loss of Use
Helps pay for additional living expenses if your condo becomes uninhabitable due to a covered loss (e.g., temporary housing or meals).

✅ Personal Liability
Protects you if someone is injured inside your condo or if you accidentally damage someone else’s property. It helps cover legal fees, medical bills, and settlements.

✅ Medical Payments to Others
Provides limited coverage if a guest is injured in your condo, regardless of fault.

✅ Loss Assessment Coverage
Helps cover your share of certain expenses charged by the HOA (for example, if the association’s insurance isn’t enough to cover a large claim affecting shared areas).