What Does Homeowners Insurance Cover?
Our homeowner’s insurance policies protect you from the unexpected, including.
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Dwelling Coverage
Protects the structure of your home from damages caused by fire, storms, vandalism, and more.
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Personal Property Coverage
Covers your belongings—furniture, electronics, clothing, and valuables—if they’re stolen or damaged.
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Liability Coverage
Covers legal expenses and damages if someone is injured on your property or you accidentally damage someone else’s.
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Loss of Use / Additional Living Expenses
Pays for temporary housing and living expenses if your home becomes uninhabitable due to a covered loss.
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Other Structures
Protects detached structures on your property like garages, sheds, or fences.
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Why Choose Us for Your Homeowner Insurance?
We understand that your home is one of your most valuable assets. That’s why we offer personalized homeowner insurance policies to fit your specific needs..
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Optional Endorsements & Additional Coverage
Scheduled Personal Property:
Water Backup Coverage
Umbrella Liability
Flood or Earthquake Coverage: